Borrower Pre Approval offers a valuable tool to compete with other finance borrowers and cash purchasers by doing a full pre approval at no cost to the Borrower.

How it works: We review a complete application from the borrower, confirm proof of funds to close, match one of our many lenders to the borrower's loan requirements, obtain loan approval with conditions, assist with the sales contract finance contingency, provide a Pre Approval Letter with disclosed conditions.

When buying a home you have an idea of the price that is comfortable or the payment that works with our budget but do you know if you will get approved for the loan when you make that offer?  Does your contract finance contingency cover your approval parameters?  This is FREE service.  No upfront charges.  Fill in the Pre Approval request below.

The Mortgage Borrower Pre Approval is based on an in depth look at the borrowers qualifications for purchase.  In order to receive this approval we review the borrower’s credit report, income, assets and other items based on the type of loan and desktop underwriting.  Required preliminary documents are collected and borrower ratios reviewed to show the borrower is prequalified for the purchase.

A Pre Approval gives you as well as the seller the confidence that you can make the purchase.  From contract to close often times there are many contingencies that have to be met along the way including but not limited to financing which includes the borrower qualifying as well as the home value.  Other contingencies maybe home inspections, repair requirements, tenant occupancy, and other items to consider.

Before going under contract give us a call or start your loan process here online.  I will receive notice of the application and will assist you along the way in the process.  Based on your loan approval I will issue you a Pre-Approval Letter along with the parameters for your loan to send with your offer to strengthen your purchase power.  Easily log back into the system to update your information, message me or check the status of your loan once the process begins in your own private portal.  Upload documents in our secure system.  Need help along the way?  No problem.  I can log in and assist you on the fly keeping your loan process running smoothly.  

Not sure what kind of plan fits your goals.  I can help there too.  I'll recommend programs that make sense for the type of purchase, refinance or cash-out financing that works for you.