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Homeward Bound
Program

Let us Guide
You Home

Your Pathway to Home Ownership

LoanGetter.com is an Equal Opportunity Mortgage Brokerage that provides comprehensive homeownership solutions. We aim to foster stability and wealth creation through homeownership as individuals navigate life’s transitions.


If you have been turned down for a mortgage and still want to own a home, we can help. We have programs that assist homebuyers with…

Low or no down payment Bankruptcy or Tax Liens

High dept-to-income ratio

Low credit scores or no credit

Recently turned down for a loan

Self-Employed - 1099 or Bank Statements used to qualify your income

US Citizens, lawful residents, and eligible non-permanent residents.


Program Description

If you don't qualify right now for a loan to purchase a home, this program offers an alternative to homeownership.

Once you apply, your Loan Officer will review your application and verify the information you upload below.  If there are no alternative ways for you to purchase a home, the investor for this program will purchase it for you and provide a lease-purchase agreement.  This means you rent the house until you can either assume the loan, refinance, sell (any equity is yours), or continue to lease.

Program Benefits

The primary benefit of owning a home versus traditional renting is that you build equity in the property.  If you don't qualify right now, but will once your qualifications line up, you can move forward with purchasing the home.  This is a pathway to homeownership when you can't buy right now but want to secure a purchase.


First Step
Get Pre-Qualified

Go to www.LoanGetter.com

Register and complete the online application
Upload ID: Driver’s license, Social Security card
For ITIN - Passport, ITIN Letter, and EAD card.
Income Info:
W2 employees - last year’s W-2 & two months’ most current pay stubs or
Self-Employed: 3 months of bank statements, last year’s income tax return, P&L statement, or
Bank Statement - W-2 or 1099, 12 months of statements (if not one of the two above)
Assets:
Two months of personal, business, or investment accounts.
If Gift Funds, gift letter. All needs to show a 3.5% down payment (may use down payment assistance if needed with borrower funds as low as 0-1% down).


If you need assistance or would like to apply offline, contact your assigned Loan Officer


Second Step

Pick out your home

Write a contract based on the home you qualify for.
Email it to your LoanGetter.com Loan Officer right away to complete your path to homeownership.


REALTORS

Send your buyers to LoanGetter.com and "Apply" OR Call Us

Help your clients find a home

Write the offer based on the Pre-Approval qualifications

We are here to answer your questions and update you along the way