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Financing Options for Different Goals
Every borrower and property is different. LoanGetter.com offers a variety of mortgage solutions for homebuyers, homeowners, investors, self-employed borrowers, and clients with specialized financing needs.
Whether you're purchasing, refinancing, investing, or exploring ways to use your home equity, we'll help you identify the financing options that may fit your situation.
Conventional Loans
Flexible financing for primary residences, second homes, and investment properties.
FHA Loans
Government-insured financing with flexible down-payment and qualification guidelines.
VA Loans
Home financing benefits for eligible veterans, active-duty service members, and qualifying surviving spouses.
USDA Loans
Financing for eligible borrowers purchasing qualifying properties in USDA-designated areas.
Jumbo Loans
Financing for loan amounts above conforming loan limits.
Refinance Loans
Options for homeowners looking to change their existing mortgage, reduce costs, access equity, or restructure their financing.
INVESTMENT REAL ESTATE FINANCING
Investment Property Loans
Financing for rental and investment properties, including DSCR and other investor-focused options.
Second Home Financing
Mortgage options for vacation homes and second residences.
Bridge Loans
Short-term financing that may help borrowers purchase their next property before selling their current one.
ALTERNATIVE & SPECIALTY FINANCING
Financing solutions for borrowers, income types, or properties that may not fit traditional mortgage guidelines.
This can include Bank Statement, 1099, P&L, Asset Depletion, Non-QM, Foreign National, ITIN, Interest-Only, Recent Credit Event, Complex Income, Non-Warrantable Condo, Condotel, Jumbo Non-QM, and other specialized programs.
HECM Reverse Mortgage
FHA-insured reverse mortgage financing for eligible homeowners age 62 and older.
Proprietary Reverse Mortgage
Private reverse mortgage programs that may provide additional flexibility, higher lending limits, and eligibility beginning at age 55 with some programs.
Reverse for Purchase
Use reverse mortgage financing to purchase a new primary residence while preserving more of your available cash.
Reverse Second Mortgage
Access a portion of your home equity with a reverse second mortgage without paying off your existing first mortgage, subject to program eligibility and requirements.
MANUFACTURED & MOBILE HOME FINANCING
Manufactured & Mobile Home Loans
Financing options for manufactured and mobile homes, including:
Home & Land Financing — financing when the borrower owns or is purchasing both the home and real estate.
Chattel Loans — financing for the home itself when it is considered personal property, including certain leased-lot situations.
