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FHA loans are government-insured mortgages designed to make homeownership accessible to a wide range of qualified borrowers. They can be especially useful for buyers who may benefit from flexible credit guidelines or lower down-payment options.
Purchase a Primary Residence
FHA financing is primarily designed for owner-occupied homes.
Refinance an Existing Mortgage
Several FHA refinance options may be available depending on the borrower's circumstances.
1–4 Unit Properties
Eligible one- to four-unit properties may qualify when FHA occupancy and other requirements are satisfied.
FHA isn't automatically better—or worse—than conventional financing. Down payment, credit, mortgage insurance, property condition and long-term plans can all affect which option makes more sense.
I can help you compare the programs side by side.
Ask About FHA Renovation Financing
Certain FHA programs may allow eligible borrowers to finance the purchase or refinance of a home along with qualifying renovation costs.
Let's review your home-buying goals and determine which financing options may be available for your situation.
